Jakarta. KB Bank, also known by its ticker symbol BBKP, announced Friday that the bank had registered a standalone net profit of Rp 265 billion ($15.9 million) as of the third quarter of 2025.

The bank managed to bounce back from a net loss of Rp 2.73 trillion in the same period last year. 

This achievement reflects the continued progress of KB Bank’s transformation efforts aimed at strengthening its fundamentals and driving sustainable, healthy growth. BBKP attributed the positive performance to its loan growth. 

As of the end of September 2025, KB Bank’s loans totaled Rp 44.32 trillion. This marked a 10.83 percent year-on-year increase from Rp 39.99 trillion. Performing loans grew even faster, rising 13.07 percent to Rp 34.12 trillion. 

On the funding side, KB Bank’s customer deposits recorded strong growth of 14.48 percent year-on-year. The company attributed this to a significant 38.02 percent increase in low-cost funds or current account and savings account (CASA). 

The growth in CASA has strengthened the bank’s funding structure and improved cost efficiency. It also supports the stability of its net interest margin (NIM) amid a dynamic market environment.

By segment, retail loans were the largest contributor to growth, increasing 17.32 percent yoy to Rp 15.32 trillion as of end-September. Corporate (wholesale) loans rose 9.92 percent yoy to Rp 22.32 trillion. 

The small and medium enterprise (SME) segment recorded stable growth of 0.82 percent yoy to Rp 6.68 trillion.

“This positive profit achievement marks an important momentum for us to continue strengthening our fundamentals, particularly through maintaining asset quality, continuously improving efficiency, and upholding prudence and good governance in all business activities,” Kunardy Darma Lie, the president director of KB Bank, said.

KB Bank also remained upbeat about keeping up this positive momentum in the fourth quarter of 2025, supported by the implementation of various asset quality improvement initiatives. 

With strong backing from KB Financial Group (KBFG) and KB Kookmin Bank as the controlling shareholder, KB Bank reaffirmed its commitment to continuing its transformation strategy. To this end, the company will focus on ecosystem-based growth, service integration across affiliated entities, and the creation of sustainable value for all stakeholders.

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