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BNI Adds Rp10 Trillion in Credit Facilities to Pegadaian

The Jakarta Globe
March 17, 2026 | 2:28 pm
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State lender Bank Negara Indonesia (BNI) signs a Rp10 trillion ($590 million) credit facility to state pawnshop Pegadaian on March 10 2026. (Handout)
State lender Bank Negara Indonesia (BNI) signs a Rp10 trillion ($590 million) credit facility to state pawnshop Pegadaian on March 10 2026. (Handout)

Jakarta. State lender Bank Negara Indonesia (BNI) has added Rp10 trillion ($590 million) in credit facilities to state pawnshop Pegadaian as part of efforts to strengthen the national financial services ecosystem while expanding access to financing for the public. With this additional facility, the total financing disbursed by BNI to Pegadaian now reaches Rp25.1 trillion.

This expansion of cooperation was marked by the signing of a Credit Agreement (CA) held in Jakarta on Tuesday, March 10, 2026. The signing was attended by several executives from both companies, including Pegadaian President Director Damar Latri Setiawan, Pegadaian Director of Finance & Strategic Planning Ferdian Timur Satyagraha, Pegadaian Director of Human Capital Tribuana Tunggadewi, and BNI Director of Treasury & International Banking Abu Santosa Sudrajat, along with senior leaders from both institutions.

Abu Santosa Sudrajat, Director of Treasury & International Banking at BNI, said that this expansion of cooperation is a strategic move to strengthen collaboration between the two companies in supporting the development of the national financing ecosystem.

“With our respective backgrounds and strengths, we can work together to provide broader access to financing and meet the needs of an ever-evolving market,” Abu said in a statement.

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According to him, this collaboration is a continuation of the long-standing partnership between BNI and Pegadaian in supporting business development and expanding financing services to the public.

Abu added that Pegadaian holds a strategic position as a state-owned pawnshop company and the industry leader in Indonesia. This makes the collaboration between the two institutions capable of creating stronger synergy in expanding access to financing.

“Pegadaian holds a very strong position as a government-owned pawnshop company and the leader of the pawnshop industry in Indonesia, so we are optimistic that this collaboration can provide added value for both parties,” said Abu.

Through this additional credit facility, BNI hopes that its collaboration with Pegadaian will continue to grow and foster an increasingly productive partnership, while also opening up new opportunities for collaboration in the future.

This collaboration between BNI and Pegadaian is expected to further strengthen the national financing ecosystem and support increased financial inclusion in Indonesia by providing broader access to funding for the public and businesses across various sectors.

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