Jakarta. Pawnbroker Pegadaian is offering its gold digital savings services for people who wish to save enough funds for their future plans.

According to Pegadaian’s corporate secretary, Dwi Hadi Atmaka or Aat, planning for the future isn’t just about what to save and when. It is also about how people can protect the value of what they have saved. Saving gold can be a viable option.

"Saving money is necessary to maintain liquidity and facilitate transactions, while saving gold is a must. Gold has been proven to protect the value of money from inflation, serve as a stable measure of costs, and is a strategic asset for realizing various future plans, such as education funds, retirement funds, or even the Hajj pilgrimage," Aat said.

Aat said that gold had gained recognition as a highly resilient asset, even maintaining its value amidst economic turmoil. People can also easily convert gold to cash when needed. Gold is also universally accepted and has a globally recognized gold content standard. It is available in various portfolio forms, from gold bullion and jewelry to digital gold, allowing investors to choose the option that best suits their needs.

With these properties, gold is not only a hedge against financial loss but also a reliable asset for realizing long-term financial plans.

"Gold is a safe-haven asset. Its real value tends to be stable and even increase amidst economic turmoil. This is what differentiates gold from money. Through Pegadaian Gold Savings, we provide a solution for people to save gold safely, easily, and affordably for everyone," Aat said.

According to Aat, Pegadaian already has the gold that people digitally purchase in stock. The company implements a 1:1 system for any gold transaction.

“So when a customer requests gold savings, Pegadaian has already prepared a physical supply of gold in the amount of grams to be transacted,” Aat said.

Pegadaian Gold Savings allows customers to start investing in gold starting from just 0.01 grams, equivalent to approximately Rp 18,000 (around $1.10). The deposited amount will be converted into gold grams and stored securely at Pegadaian, according to Aat.

Pegadaian also has a digital app that lets customers monitor their Gold Savings balance or pawn their Gold Savings. They can also take advantage of the Gold Deposit feature provided by Pegadaian Gold Bank.