Bandung. Bank bjb is encouraging investors to align their investment choices with their financial goals and risk profiles as it offers the Indonesian government's latest retail bond, ORI030, during the public offering period from July 6 to July 30, 2026.

With a wide range of investment instruments available -- including time deposits, mutual funds, gold, stocks, and government securities -- each option carries different characteristics, risk levels, and return potential. Understanding one's risk profile is therefore an important first step before investing.

Conservative investors generally prefer relatively stable instruments, while those with a higher risk tolerance may consider investments that offer greater return potential despite higher price fluctuations.

As a financial partner for the public, bank bjb continues to provide a range of investment solutions tailored to different customer needs. One of the latest offerings is the ORI030 Retail Government Bond, issued by the Government of Indonesia as part of its Retail Government Securities (SBN) program.

The issuance of ORI030 allows investors to grow their wealth while contributing to national development financing. The bond is available in two tenors: the three-year ORI030T3 and the six-year ORI030T6.

The ORI030T6 series is issued as a Sustainable Development Goals (SDG) Retail Bond, with proceeds allocated to government projects that support sustainable development under the Sustainable Government Securities Framework.

The government has set a fixed annual coupon of 6.90% for ORI030T3 and 7.00% for ORI030T6. Under the fixed-rate scheme, investors will receive the same coupon payments until maturity, providing predictable income throughout the investment period.

The ORI030 offering period runs from July 6 to July 30, 2026, giving prospective investors time to evaluate the product and choose an investment that suits their financial objectives.

Through bank bjb, customers can subscribe to ORI030 through a simple and convenient process. In addition to investing in government-issued securities, eligible investors can also receive cashback of up to Rp 9 million, subject to applicable terms and conditions.

Investing in ORI can also support portfolio diversification by helping investors balance their assets across different investment instruments. A diversified portfolio can improve risk management while supporting long-term financial planning.

bank bjb believes that improving financial literacy is essential to helping people make informed investment decisions. In line with that commitment, the bank not only offers investment products but also continues to educate the public about the benefits, characteristics, and risks of various investment instruments.

As an official sub-distribution partner for Retail Government Securities, bank bjb is committed to providing accessible and convenient services for customers interested in investing in ORI030.

Through the ORI030 offering, bank bjb encourages the public to begin investing early. By choosing investment products that match their needs, investors can not only grow their assets but also contribute to Indonesia's national development.

Customers can subscribe to ORI030 through infobjb.id/sbn and obtain more information about the retail bond at infobjb.id/obligasiRitel.

More information about bank bjb is available on the bank's official website, its official social media channels, or through bjb Call 14049.

bank bjb is licensed and supervised by the Indonesian Financial Services Authority (OJK) and Bank Indonesia (BI), and is a participating member of the Indonesia Deposit Insurance Corporation (LPS).