BNI Adopts AI to Enhance Customer Service
Jakarta. Bank Negara Indonesia (BNI) has embraced artificial intelligence (AI) and cloud computing to enhance operational efficiency and deliver innovative, adaptive services to its customers, an executive said on Tuesday.
Toto Prasetio, BNI's Technology and Operations Director, said AI and cloud adoption are pivotal to the state-owned bank’s digital transformation efforts.
“AI implementation in the banking sector is not new, as several banks in Indonesia, including BNI, have already integrated AI for tasks such as conversational banking, hyper-personalization, and fraud detection,” Toto said during a discussion at the BNI Investor Daily Summit in Jakarta.
Cloud-based solutions significantly improve efficiency by streamlining routine tasks, allowing human employees to focus on more creative and complex problem-solving roles.
Toto added that BNI has introduced Indonesia’s first integrated, AI-assisted contact center digital app, powered by machine learning and natural language processing technologies.
In July, BNI launched a new mobile banking app, wondr by BNI, and followed it up with an integrated digital platform specifically designed for customers from the business community.
“BNI’s ongoing digital transformation gives us the confidence to enhance our service quality and solidify our position as one of Indonesia's leading banks,” Toto concluded.
Tags: Keywords:Related Articles
BNI Earns Rp 10.75 Trillion in H1 as Loan Growth Accelerates
BNI posted a 6.5% rise in first-half profit as lending growth nearly doubled the banking industry's average.Prabowo Urges State Banks to Prioritize Public Impact Over Profits
Prabowo urged state banks to expand credit access and ensure MSMEs receive fair financing, not just profits.BNI Expands Digital Finance Ecosystem Through Al-Izhar Education Partnership
BNI is expanding digital financial services and literacy initiatives through its partnership with Al-Izhar schools and the Melodia festival.‘No Dollar, No Problem’: Indonesia’s Biggest Banks Connect to Alipay and WeChat Pay
Indonesia launches cross-border QRIS with China, allowing seamless rupiah payments through Alipay and WeChat Pay networks.The Latest
Prabowo Calls Meeting on Forest Fires as Haze Reaches Jakarta, Singapore
Prabowo summons senior officials to discuss forest fires as smoke reaches Jakarta and Malaysia pushes for regional action.Jakarta Outranks Amsterdam in Global Public Transport Survey
Jakarta climbs two places to 15th in Time Out's 2026 public transport survey, with its governor citing better network integration.MSCI Concerns, Tighter IDX Trading Rules Send Indonesian Stocks Down 5% by Midday
Indonesian stocks plunge 5% by midday as MSCI concerns weigh on sentiment and the IDX tightens its daily downside limit to 7%.Jakarta Prepares 367 Health Facilities as Haze Reaches the Capital
Jakarta prepares 367 health facilities to treat potential haze-related illnesses after smoke from Sumatra and Kalimantan crosses the region.Jakarta Expands Flood Prevention With New Water Storage Ponds
Jakarta opens two East Jakarta water storage ponds as it expands flood prevention efforts through reservoirs and river normalization.Most Popular
