Jakarta. BNI recently held the annual SPEKTA 2025 appreciation program for Agen46, who have partnered with the state-run bank to promote its financial services to the public.

Agen46 members help BNI serve the transaction needs of people in various regions. 

"The SPEKTA program is a way for us to thank BNI Agen46 partners who have successfully improved transaction performance. It is our token of appreciation for Agen46 partners' contributions to expanding financial inclusion. This program applies to all Agen46s throughout Indonesia," BNI Corporate Secretary Okki Rushartomo said.

The three Agen46 that received the main award were Sumarno, Suhartiningsih, and Nonia Andyk Ulandari. All three were recognized for their ability to maintain consistent transaction volume while actively acting as BNI's extension in serving the community, especially in areas with limited banking access.

BNI Corporate Secretary Okki Rushartomo stated that the Agen46 network enabled the bank to provide a variety of basic financial services, from account opening and cash deposits and withdrawals to paying various bills.

"The existence of Agen46 is one of BNI's important pillars in expanding access to formal financial services while encouraging increased financial inclusion and literacy across all levels of society," Okki said.

The Agen46 partnership scheme is designed to provide sustainable economic benefits for agents, including transaction-based income, status as an official bank partner with 24-hour transaction services, no registration fees, and direct assistance from BNI officers.

Nonia Andyk Ulandari, an Agen46 at the Singaraja Branch, thanked the 2025 SPEKTA program.

"Thank you very much, this is an extraordinary award for us. I hope that BNI will continue to be successful in the future. I hope that other Agen46s can achieve the same success as I, or even more," she said.

The partnership with BNI provides operational convenience, particularly through assistance and rapid response from bank staff, which supports smooth service delivery to customers and the surrounding community, according to Nonia.

Through strengthening the Agen46 ecosystem and appreciation programs such as SPEKTA 2025, BNI affirms its commitment to expanding the reach of banking services while supporting inclusive local economic growth. Agen46's presence is expected to continue to provide a financial access solution for communities previously excluded from formal banking services.