Jakarta. The Financial Services Authority (OJK) has introduced a new regulation governing the trading of digital financial assets, including cryptocurrencies, as the sector expands and develops into instruments similar to conventional financial products.

Issued as Regulation No. 23 of 2025, the new policy strengthens the role and scope of digital asset trading platforms and aligns regulatory and supervisory practices with international financial standards, OJK said in a press statement on Thursday.

The regulation mandates that all digital financial assets traded in Indonesia must be created, stored, transferred, and traded using distributed ledger technology. Only assets listed by the licensed digital asset exchange may be offered to investors.

Regarding digital asset derivatives, the exchange must seek OJK’s approval before offering such products. Traders may execute derivative transactions on behalf of customers without separate OJK approval, provided a prior cooperation agreement exists between the trader and the exchange. However, traders must notify OJK in writing before conducting derivative transactions for clients.

To enhance investor protection, trading platforms are required to establish a mechanism for placing customer guarantees in a dedicated account, which may consist of fiat funds or digital assets.

Consumers wishing to trade digital asset derivatives must first pass a knowledge test administered by traders, OJK said.

The new regulation comes amid rising crypto adoption in Indonesia, where digital assets are increasingly treated as alternative investments and traded alongside other financial instruments.