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BCA Posts $2.49 Billion Profit as Loans Grow 12.6%

Nida Sahara
October 28, 2026 | 12:49 pm
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(Photo courtesy of Bank Central Asia)
(Photo courtesy of Bank Central Asia)

Jakarta. Bank Central Asia (BCA) posted consolidated net profit of Rp 45.2 trillion ($2.49 billion) in the first nine months of 2026, up 4.2% year-on-year, as lending expanded 12.6% to Rp 1,063 trillion, supported by strong deposits and growth across business segments.

The bank’s third-quarter performance was backed by a 10.4% annual increase in current accounts and savings accounts (CASA) to Rp 1,103 trillion. Total third-party funds grew 8% year-on-year to Rp 1,301 trillion, providing funding for its lending expansion.

“We are committed to extending credit across various sectors to support the national economy while adhering to prudent lending principles and considering the company’s liquidity conditions. BCA’s financing is supported by productive loans totaling Rp 831 trillion, up 17.2% year-on-year,” BCA President Director Hendra Lembong said at a press conference on Tuesday.

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Productive loans accounted for the bulk of the bank’s lending, with corporate loans rising 20.9% year-on-year to Rp 528.1 trillion. Commercial loans grew 7.8% to Rp 154.1 trillion, while loans to small and medium enterprises (SMEs) increased 15.4% to Rp 149.2 trillion.

BCA also supported business financing through its BCA Expo 2026 and BCA UMKM Fest 2026 events, which involved more than 1,600 businesses.

The bank also held the BCA Wealth Summit 2026 to provide financial education for customers and the public.

“We have also organized the BCA Wealth Summit 2026 as a financial education forum to help customers and the public become more prudent in managing their finances,” Hendra said.

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