Jakarta. bank bjb is strengthening its role in driving economic growth by expanding its strategic partnership with the Directorate General of Village and Rural Development under the Ministry of Villages and Disadvantaged Regions. The cooperation agreement facilitates the use of regional development bank services to support faster development and empowerment of rural communities.

The agreement was signed by Director General of Village and Rural Development Nugroho Setijo Nagoro and Acting Director of bank bjb Ayi Subarna on Tuesday. The signing was witnessed by several stakeholders, including the Secretary General of the Ministry of Villages and Disadvantaged Regions, representatives from the Directorate General of Village and Rural Development, the Regional Development Bank Association, and bank bjb management.

The cooperation forms part of bank bjb’s ongoing efforts to support inclusive economic growth and strengthen the role of the banking sector in promoting economic independence in rural areas. The partnership also reflects bank bjb’s long-term strategy to build a strong, competitive and sustainable regional economy.

The agreement follows a broader understanding between the Ministry of Villages and Disadvantaged Regions and the Regional Development Bank Association on facilitating banking services to empower rural and disadvantaged communities.

It also extends a previous cooperation that began in 2023 and was set to expire on July 25, 2025. The extension aims to ensure continuity of programs, with both parties agreeing to optimize banking services to support integrated village development.

The scope of cooperation includes data and information sharing, use of banking products and services, outreach and assistance to rural communities, and strengthening the role of regional development banks to improve village welfare. The partnership also leverages bank bjb’s corporate social responsibility programs to support rural development and community empowerment.

Under the agreement, the Directorate General of Village and Rural Development serves as a coordination facilitator across ministries, institutions, and local governments, while bank bjb provides financial services and capacity-building support for communities.

Implementation will follow an agreed annual work plan, which will guide activities on the ground. The agreement is valid for two years and may be extended by mutual consent. Funding will come from each institution’s respective budget, with monitoring and evaluation conducted at least once a year.

In supporting village financial management, bank bjb has managed village giro balances in 2024 and 2025, reflecting growth in village financial activity. This has been supported by bank bjb’s Laku Pandai agent network across 27 districts and cities in West Java, comprising 18,727 agents, including village-owned enterprises (BUMDes) and village organizations.

The agent network has expanded access to banking services in rural areas, enabling communities to save, conduct transactions and access financing for micro and small business development.

To support the development of a digital village ecosystem, bank bjb has integrated the Siskeudes TNT village financial system with its corporate internet banking services. The integration has been implemented in Sumedang, Garut and Ciamis regencies and will be rolled out to other regions in stages.

Bank bjb has also strengthened cross-ministerial collaboration through the Village Transaction Ecosystem initiative, launched in 2021 and reinforced by a memorandum of understanding with the Ministry of Home Affairs in 2022.

Through these initiatives, bank bjb aims to support credit access for village officials, strengthen MSMEs, and improve financial literacy and inclusion. The bank said it remains optimistic that the partnership will help drive village economic growth, expand MSME empowerment and support the development of independent and competitive rural communities.

About bank bjb
bank bjb is a regional development bank with public company status and is listed on the Indonesia Stock Exchange (IDX: BJBR). As a national bank with sustainable growth, bank bjb is committed to supporting economic progress and regional development through innovative, inclusive, and competitive financial services.

As of Sep. 30, 2025, bank bjb recorded solid and efficient performance, focusing on sustainable growth and group synergy. On a consolidated basis, bank bjb's total assets grew 2.8% to Rp 215.9 trillion, and its consolidated profit before tax stood at Rp 1.37 trillion.